It Requires Passion For Properties And In Depth Market And Product Knowledge To Be Able To Present And Sell Real Estate Successfully. Strategic Marketing, Strong Investor Base And Agents Network Combined With Exceptional Local Market Knowledge And Negotiation Skills Is What Guarantees A Quick Sale At The Highest Possible Price. Dubai Property Market Is Dominated By Property Owners And Investors From All Over The World And The First Point Of Contact For Almost Every Home Buyer Is The Real Estate Agent. It Is Only One Offer That Eventually Makes Its Way To The Sale Contract And To Bring That Offer To Your Table You Need A Qualified Agent.
Selling A Property Could Be Tiring And Sometimes It Becomes Hopeless With Several False Promises Made By Your Agents. With Bridges & Allies, You Let One Of Our Area Expert Take The Driving Seat And Experience A Rather Professional And Smooth Journey With An Absolute Peace Of Mind. While You Figure Out If Your Current Agent Is Qualified To Sell Your Property Or Not, We Would Like You To Go Through Some Expert Tips That May Help You Achieve A Successful Sale Of Your Property Followed By Step By Step Guide To Complete Your Transaction With 100% Security
ドバイ不動産マニュアル
初めに
ドバイ不動産販売マニュアルへようこそ！
弊社ではドバイ不動産を所有している方に安心していただけるようサポートをしております。販売するのか賃貸に出すのか。これらも決めることは難しいかもしれません。
弊社はドバイで15年以上ドバイの不動産取引をサポートするだけでなく、弊社自身も不動産開発を行ってまいりました。正確な情報と経験に基づき、お客様をサポートさせていただきます。
こちらでは6つのステップに分け、ドバイの不動産販売をスムーズに行う方法をご紹介いたします。
FOLLOW THE COMPS
ステップ1 販売価格を決める
Properties don’t sell at a high or a low price. They sell at the current market value; and properties that sit longer in the market tend to face devaluation after a specific period. Recent transaction values, supply and demand and the future economic growth prospects are key factors that determines current value of your property. A detailed discussion with our RERA certified sales agents, specializing in specific ready and off plan communities will help you gain in depth information on overall market trend and recent transactions, which can eventually help you put an accurate price tag to achieve a successful sale of your property. Alternatively, you can click Here and fill the property valuation form to get a free valuation of your property from our industry experts. We at Bridges & Allies remain committed to securing our seller’s two main interests
a) Protect the property value
b) Get it sold
まずは自身が所有する不動産のエリアについて検討しましょう。
価格を決定する際、市場価格を把握することが大切です。高価格でも低価格でも売ることができません。ドバイの不動産は価格の変動が大きく、また偽情報も多くあります。販売や賃貸をお考えの場合は弊社に相談していただくことをお勧めします。
HIRE A PROFESSIONAL BROKER
ステップ２ 信頼できる不動産屋へ依頼をする
A property is labelled as sold not when you accept the offer but when your money is received in your bank, which happens once the property is transferred to the buyer’s name. Between accepting the offer and receiving money in your bank there are various procedures to be followed in compliance with Dubai Land Department and RERA, which depends on the nature of the transaction. It is important for a seller to be aware of such compliances and the overall time it can take to complete the transaction to have risk free sale. Your broker from Bridges & Allies is not just the area expert who will help you sell the property at the right price, but is also your consultant equipped with depth of knowledge of the overall sale procedure and understands the nitty-gritty of the overall transaction.
不動産の売買契約成立から実際に販売代金を受け取るまでにはドバイ土地局、RERAなどが定める多くのステップが存在します。法律に基づいて取引を行うには不動産屋へ依頼を行うのがベストです。
SIGN LISTING AGREEMENT
ステップ3 クライアントを見つける
Once you have received the property valuation and the market facts along with the sale transaction procedure from one of Bridges & Allies’ RERA certified sales consultant, it is time look for a potential buyer. By law the seller and the agent are required sign a Form A to agree on an estimated sale value of the property and formally confirm the appointment the agent to market and sell the property. Upon being appointed as your exclusive or non-exclusive broker for the property, Bridges and Allies will then fire all its cylinders to bring the results within the stipulated time frame.
不動産販売をする際、当然ですが購入者を探す必要があり賃貸でも同様です。法律に基づきマーケティングを行うに当たっては販売合意書が必要になります。弊社との間でご相談をさせていただき、販売価格や希望販売時期等踏まえまして文書をご用意させていただきます。
PREPARE FOR VIEWINGS
ステップ４ 情報の提供
Buyer’s overall experience of the viewing appointment plays an extremely important role in their decision-making process. As a seller, you must always keep the property in its best condition to get the buyer’s maximum attention. Buyers are interested in the presentation of the property as much as in the size, lay out and its view. If your property is rented, then it is extremely important to have an effective coordination with your tenants regarding the viewing appointments. Cancelled appointments or inaccessibility to the property can result in losing that cash buyer who could have bought the property at the full asking price. Every Bridges & Allies agent has gone through an intensive training to filter between serious buyers and window shoppers, hence you are rest assured that no time will be wasted over unnecessary viewings for unqualified buyers.
購入者を探すにあたり、間取り、内装の写真、サイズ等物件の詳細な情報が必要になります。また実際に内見を行う際には購入者に物件を見せなくてはいけません。弊社では鍵のお預かりを行うことも可能です。お預けいただけましたら購入者の内見をスムーズに行うことができますので、ご検討ください。
COUNTER AND CLOSE
ステップ５ 売買契約を締結する
Offers will begin to flow in after successful viewings of your property, but the real offer will be the one that will be made with a 10% security cheque. Your Bridges & Allies sales expert will assess the overall offer and suggest a suitable counter offer to be made by you that can secure the sale at the highest possible value. Before confirming the acceptance of the offer on your behalf, your agent will screen the financial capability of the buyer and upon being fully assured, will call you to confirm it’s CLOSED!
実際に内見を行った後、購入者が販売意思を示した場合、購入金額の10%分の小切手によって正式なオファーとなります。その後売買について双方の合意が取れた場合、弊社が契約締結に向け複数の文書を作成いたします。これらを締結した後ドバイ土地局にて物件の引き渡しとなります。
Congratulations! You Have Finally Found A Buyer For Your Property And Secured The Sale Of Your Property With Bridges & Allies Real Estate. Now You Must Complete The Transaction By Fulfilling All The Necessary Formalities As Mentioned Below!
おめでとうございます！これで物件の売却の手順は完了です。
TRANSACTION PROCEDURES
MORTGAGE BUYER PURCHASING FULLY PAID PROPERTY
完成済みの物件をローンを組んで買う方法
(7 steps procedure. Can take 3 weeks to 1 month)
(手続きの完了まで3週間から１か月かかります。)
STEP 1
PRE-APPROVAL
事前手続き
Before making an offer to the seller to purchase the property, it is highly recommended that the buyer has obtained mortgage pre-approval letter from his lending bank. Offers with mortgage pre-approval letter are treated as more genuine than the ones without.
売り手に対し購入のオファーを出す前に、該当する銀行より住宅ローンを組むことの事前承認書を取得しましょう。 実際にローンが組めない可能性もありますのでこの際に取得してください。
STEP 2
SECURITY DEPOSIT
手付金
As soon as the price and terms for sale and purchase have been agreed between the buyer and the seller, the buyer must issue a current dated security cheque from a UAE based bank, of the amount equivalent to 10% of the sale value to book the property. The security cheque is held by seller’s agent as a commitment from the buyer to the seller, to successfully complete the transfer of the property. The security cheque doesn’t get cashed and is returned to the buyer as soon as the transfer is successfully completed. Seller is entitled to forfeit the security cheque and cash it, in case the buyer is not able to successfully complete the transaction due to his own fault or breach of the contract. Similarly, if the seller is unable to successfully complete the transfer due to his own fault or breach of contract, then he will be required to pay to the buyer a penalty of an amount equivalent to the buyer’s security deposit cheque.
売り手との間で購入金額に合意が取れた場合、まず初めに購入金額の10%分の小切手を 発行する必要があります。UAEに拠点を置く銀行であればどの銀行でも可能ですが現在の日付で発行する必要があります。この小切手は売り手のエージェントが保管し即日現金化されることはありません。保管され現金化はされません。また契約が完了した際は購入者に返却されます。
また売主は、買主の過失や契約違反により取引を成功させることができない場合、セキュリティ・チェックを没収し、現金化する権利を有します。同様に、売主が自らの過失または契約違反により譲渡を成功裏に完了できなかった場合、売主は買主に対して、買主の保証小切手と同額の違約金を支払う必要があります。
STEP 3
FORM F – MOU
本契約 契約書Fへのサイン
Buyer’s offer to purchase the property is officially accepted by the seller once the seller counter signs the Form F, which first needs to be signed by the buyer upon making an official offer. By signing the Form F, both the parties enter a legal agreement to fulfill all the terms and conditions of the transaction. The Form F and the MOU is prepared by the buyer’s agent immediately upon receiving an offer from him that is verbally accepted by the seller.
契約書Ｆへのサインをもって正式に物件を購入する旨の意思表示となります。この契約書は弊社エージェントによって作成され、双方が合意した条件を書面にて確定します。またこの契約書へのサインをもって両当事者が取引を完了することへ法的な合意をしたことになります
STEP 4
PROPERTY VALUATION
不動産評価
Once the Form – F is signed by both the parties, buyer’s bank will appoint a surveyor to evaluate the property. A RERA certified surveyor inspects the property by physically visiting the actual property and then issues the valuation certificate to the bank, which is regarded as the true current value of the property.
Expected Time Frame: 2 business days to 1 business week.
本契約書へのサインが完了すると購入者はローンを受けるために銀行に不動産の査定を依頼する必要があります。ＲＥＲＡに認定を受けたエージェントが実際に物件を訪問し物件の評価証明書を銀行に発行します。この手続きは2日～１週間程度かかります。
STEP 5
FINAL MORTGAGE OFFER LETTER
ローンを組む
As soon as the valuation certificate is issued and the valuation amount is accepted by the buyer, a final mortgage offer letter will be drawn up by the buyer’s bank for him to sign and accept the terms and conditions of the mortgage. As soon as the final offer letter is signed by the buyer, the buyer’s bank prepares manager’s cheques for the disbursement of the approved loan amount which will be a maximum of 75% of the mortgage value of the property for expats and maximum of 80% for UAE nationals. The maximum disbursal amount may however vary case to case without exceeding the maximum limit of 75% or 80%
Expected Time Frame: 2 to 5 business days.
不動産の評価証明書が発行され、買い手がそれに合意した場合、銀行が最終的なローンオファーの文書を発行します。買い手がこれに合意すると銀行は物件購入のための小切手を用意します。外国人の場合ローンを組むことができる金額は物件価格の最大75％、ＵＡＥ国籍の場合は最大80％です。この手続きも同様に2日～１週間程度かかります。
STEP 6
DEVELOPER’s NO OBJECTION CERTIFICATE (NOC) FOR TRANSFER
物件譲渡許可書の申請
Upon receiving the final offer letter from the bank, the seller immediately applies for No Objection Certificate (NOC) to be issued from the developer of the property. Depending on the developer, NOC application can either be made online or by the buyer and the seller both, or just the seller alone visiting the developer’s office.
Expected Time Frame: Based on the developer it can take 3 to 7 business days or more to get the NOC from the developer.
銀行より最終のオファーを受け取った売主はデベロッパーからの譲渡許可書を申請します。この申請方法はデベロッパーによって異なっており、売主と買主が双方の同席が必要な場合もあります。この手続きはデベロッパーによっては1週間以上かかる場合があります。
STEP 7
PROPERTY TRANSFER
所有権の移転
As soon as the NOC is issued by the developer, both the parties along with their respective agents, schedule to meet at one of the many RERA approved property registration trustee’s office for the transfer of the property. On this day both parties must carry all payments required and all personal and original documents required for the transfer of the property. Upon successful transfer of the property a new Title Deed is issued by Dubai Land Department under the buyer’s name and at the same time the buyer or his bank must hand over to the seller, the manager’s cheques amounting to the full value of the property.
不動産の所有権移転に関する許可書が発行されたらすぐに売主、買主の両者でＲＥＲＡのオフィスにて不動産移転の手続きを行います。この際買主は必要な支払額の小切手、売主は不動産の移転に必要な書類を携行する必要があります。
この手続きでは買主は必要額に相当する小切手を売主に手渡しし、ドバイの土地局より買主の名前にて不動産所有証明書が発行され移転が完了します。
Congratulations! The Transaction Is Completed And You Have Successfully Purchased Your Perfect Property With Bridges And Allies Real Estate Brokers. Our Journey With You Doesn’t End Here! We Continue To Stay Committed To Offer You Our Services And Expert Advice As And When You Need Us. We Look Forward To Being Your Lifelong Partner For All Your Real Estate Investment And Management Needs.
これでローンを組んで物件を購入する手順は完了です。ご不安点などございましたらいつでもお問い合わせください
MORTGAGE BUYER PURCHASING MORTGAGED PROPERTY
ローンが設定されている物件をローンで買う場合
(10 steps procedure. Can take 6 weeks to 8 weeks)
(手続き完了まで6－8週間かかります)
STEP 1
PRE-APPROVAL
事前手続き
Before making an offer to the seller to purchase the property, it is highly recommended that the buyer has obtained mortgage pre-approval letter from his lending bank. Offers with mortgage pre-approval letter are treated as more genuine than the ones without.
売り手に対し購入のオファーを出す前に、該当する銀行より住宅ローンを組むことの事前承認書を取得しましょう。 実際にローンが組めない可能性もありますのでこの際に取得してください。
.
STEP 2
SECURITY DEPOSIT
手付金
As soon as the price and terms for sale and purchase have been agreed between the buyer and the seller, the buyer must issue a current dated security cheque from a UAE based bank, of the amount equivalent to 10% of the sale value to book the property. The security cheque is held by seller’s agent as a commitment from the buyer to the seller, to successfully complete the transfer of the property. The security cheque doesn’t get cashed and is returned to the buyer as soon as the transfer is successfully completed. Seller is entitled to forfeit the security cheque and cash it, in case the buyer is not able to successfully complete the transaction due to his own fault or breach of the contract. Similarly, if the seller is unable to successfully complete the transfer due to his own fault or breach of contract, then he will be required to pay to the buyer a penalty of an amount equivalent to the buyer’s security deposit cheque.
売り手との間で購入金額に合意が取れた場合、まず初めに購入金額の10%分の小切手を 発行する必要があります。UAEに拠点を置く銀行であればどの銀行でも可能ですが現在の日付で発行する必要があります。この小切手は売り手のエージェントが保管し即日現金化されることはありません。保管され現金化はされません。また契約が完了した際は購入者に返却されます。
また売主は、買主の過失や契約違反により取引を成功させることができない場合、セキュリティ・チェックを没収し、現金化する権利を有します。同様に、売主が自らの過失または契約違反により譲渡を成功裏に完了できなかった場合、売主は買主に対して、買主の保証小切手と同額の違約金を支払う必要があります。
STEP 3
FORM F – MOU
本契約 契約書Fへのサイン
Buyer’s offer to purchase the property is officially accepted by the seller once the seller counter signs the Form F, which first needs to be signed by the buyer upon making an official offer. By signing the Form F, both the parties enter a legal agreement to fulfill all the terms and conditions of the transaction. The Form F and the MOU is prepared by the buyer’s agent immediately upon receiving an offer from him that is verbally accepted by the seller.
契約書Ｆへのサインをもって正式に物件を購入する旨の意思表示となります。この契約書は弊社エージェントによって作成され、双方が合意した条件を書面にて確定します。またこの契約書へのサインをもって両当事者が取引を完了することへ法的な合意をしたことになります
STEP 4
SELLER APPLIES FOR LIABILITY LETTER
ライアビリティレターを申請する
As soon as the Form F and the MOU is signed between both the parties, the seller applies for the liability letter to be issued by his bank. The liability letter specifies seller’s outstanding loan amount against the property due to be paid by the seller to settle the loan.
Expected Time Frame: Depending on the bank, the liability letter can take between 10 to 15 business days.
最終契約書が署名された後、売主は自身がローンを組んでいる銀行に対しライアビリティレター（瑕疵担保責任証明書）を申請します。この証明書には売主のローン残高が記載されています。
銀行により異なりますがこの手続きには10-15営業日かかります
STEP 5
PROPERTY VALUATION
不動産評価
Once the Form – F is signed by both the parties, buyer’s bank will appoint a surveyor to evaluate the property. A RERA certified surveyor inspects the property by physically visiting the actual property and then issues the valuation certificate to the bank, which is regarded as the true current value of the property.
Expected Time Frame: 2 business days to 1 business week.
本契約書へのサインが完了すると購入者はローンを受けるために銀行に不動産の査定を依頼する必要があります。ＲＥＲＡに認定を受けたエージェントが実際に物件を訪問し物件の評価証明書を銀行に発行します。この手続きは2日～１週間程度かかります。
STEP 6
FINAL MORTGAGE OFFER LETTER
ローンを組む
As soon as the valuation certificate is issued and the valuation amount is accepted by the buyer, a final mortgage offer letter will be drawn up by the buyer’s bank for him to sign and accept the terms and conditions of the mortgage. As soon as the final offer letter is signed by the buyer, the buyer’s bank prepares manager’s cheques for the disbursement of the approved loan amount which will be a maximum of 75% of the mortgage value of the property for expats and maximum of 80% for UAE nationals. The maximum disbursal amount may however vary case to case without exceeding the maximum limit of 75% or 80%
Expected Time Frame: 2 to 5 business days.
不動産の評価証明書が発行され、買い手がそれに合意した場合、銀行が最終的なローンオファーの文書を発行します。買い手がこれに合意すると銀行は物件購入のための小切手を用意します。外国人の場合ローンを組むことができる金額は物件価格の最大75％、ＵＡＥ国籍の場合は最大80％です。この手続きも同様に2日～１週間程度かかります。
STEP 7
SELLER’s LOAN SETTLEMENT
売主のローンを決済する
Once seller’s bank has issued the liability letter and the final offer letter is signed between the buyer and his bank, buyer’s bank will settle seller’s full outstanding loan amount with his bank.
Expected Time Frame: 3 to 5 business days
売主より残りのローン金額の証明書、買主より新たなローンのオファーレターが発行され次第、買主の銀行は売主の残りのローンの全額を決済します。
この手続きは3-5営業日かかります
STEP 8
SELLER’s MORTGAGE CLEARANCE LETTER
クリアランスレターの発行
Seller’s bank will issue a mortgage clearance letter upon receiving full settlement of his outstanding loan amount towards the property. The mortgage clearance letter will be addressed to Dubai Land Department and the Developer and only be handed over to the buyer’s bank and not the seller. Buyer’s bank will also receive the original title deed of the property from the seller’s bank along with the mortgage clearance letter.
Expected Time Frame: Depending on the bank, the clearance letter can take between 10 to 15 business days.
売主の銀行は、物件に対するローン残高の全額を決済した後、モーゲージクリアランスレターを発行します。抵当権抹消許可書は、ドバイ土地局およびデベロッパー宛に発行され、売主ではなく買主の銀行のみに渡されます。買い手の銀行は、モーゲージ・クリアランス・レターと一緒に、売り手の銀行から不動産の権利証の原本も受け取ることになります。
この手続きは10～15営業日かかります。
STEP 9
DEVELOPER’s NO OBJECTION CERTIFICATE (NOC) FOR TRANSFER
物件譲渡許可書の申請
Upon receiving the final offer letter from the bank, the seller immediately applies for No Objection Certificate (NOC) to be issued from the developer of the property. Depending on the developer, NOC application can either be made online or by the buyer and the seller both, or just the seller alone visiting the developer’s office.
Expected Time Frame: Based on the developer it can take 3 to 7 business days or more to get the NOC from the developer.
銀行より最終のオファーを受け取った売主はデベロッパーからの譲渡許可書を申請します。この申請方法はデベロッパーによって異なっており、売主と買主が双方の同席が必要な場合もあります。この手続きはデベロッパーによっては1週間以上かかる場合があります。
STEP 10
PROPERTY TRANSFER
所有権の移転
As soon as the NOC is issued by the developer, both the parties along with their respective agents, schedule to meet at one of the many RERA approved property registration trustee’s office for the transfer of the property. On this day both parties must carry all payments required and all personal and original documents required for the transfer of the property. Upon successful transfer of the property a new Title Deed is issued by Dubai Land Department under the buyer’s name and at the same time the buyer or his bank must hand over to the seller, the manager’s cheques amounting to the full value of the property.
不動産の所有権移転に関する許可書が発行されたらすぐに売主、買主の両者でＲＥＲＡのオフィスにて不動産移転の手続きを行います。この際買主は必要な支払額の小切手、売主は不動産の移転に必要な書類を携行する必要があります。
この手続きでは買主は必要額に相当する小切手を売主に手渡しし、ドバイの土地局より買主の名前にて不動産所有証明書が発行され移転が完了します。
Congratulations! The Transaction Is Completed And You Have Successfully Purchased Your Perfect Property With Bridges And Allies Real Estate Brokers. Our Journey With You Doesn’t End Here! We Continue To Stay Committed To Offer You Our Services And Expert Advice As And When You Need Us. We Look Forward To Being Your Lifelong Partner For All Your Real Estate Investment And Management Needs.
これでローンを組んで物件を購入する手順は完了です。ご不安点などございましたらいつでもお問い合わせください
CASH BUYER PURCHASING FULLY PAID PROPERTY
すでに支払い済みの物件を現金で購入する場合（1週間～2週間）
(4 steps procedure. Can take 1 week to 2 weeks)
STEP 1
SECURITY DEPOSIT
手付金、保証金
As soon as the price and terms for sale and purchase have been agreed between the buyer and the seller, the buyer must issue a current dated security cheque from a UAE based bank, of the amount equivalent to 10% of the sale value to book the property. The security cheque is held by seller’s agent as a commitment from the buyer to the seller, to successfully complete the transfer of the property. The security cheque doesn’t get cashed and is returned to the buyer as soon as the transfer is successfully completed. Seller is entitled to forfeit the security cheque and cash it, in case the buyer is not able to successfully complete the transaction due to his own fault or breach of the contract. Similarly, if the seller is unable to successfully complete the transfer due to his own fault or breach of contract, then he will be required to pay to the buyer a penalty of an amount equivalent to the buyer’s security deposit cheque.
売り手との間で購入金額に合意が取れた場合、まず初めに購入金額の10%分の小切手を 発行する必要があります。UAEに拠点を置く銀行であればどの銀行でも可能ですが現在の日付で発行する必要があります。この小切手は売り手のエージェントが保管し即日現金化されることはありません。保管され現金化はされません。また契約が完了した際は購入者に返却されます。
また売主は、買主の過失や契約違反により取引を成功させることができない場合、セキュリティ・チェックを没収し、現金化する権利を有します。同様に、売主が自らの過失または契約違反により譲渡を成功裏に完了できなかった場合、売主は買主に対して、買主の保証小切手と同額の違約金を支払う必要があります。
STEP 2
FORM F – MOU
本契約 契約書Fへのサイン
Buyer’s offer to purchase the property is officially accepted by the seller once the seller counter signs the Form F, which first needs to be signed by the buyer upon making an official offer. By signing the Form F, both the parties enter a legal agreement to fulfill all the terms and conditions of the transaction. The Form F and the MOU is prepared by the buyer’s agent immediately upon receiving an offer from him that is verbally accepted by the seller.
契約書Ｆへのサインをもって正式に物件を購入する旨の意思表示となります。この契約書は弊社エージェントによって作成され、双方が合意した条件を書面にて確定します。またこの契約書へのサインをもって両当事者が取引を完了することへ法的な合意をしたことになります
STEP 3
DEVELOPER’s NO OBJECTION CERTIFICATE (NOC) FOR TRANSFER
物件譲渡許可書の申請
Upon receiving the final offer letter from the bank, the seller immediately applies for No Objection Certificate (NOC) to be issued from the developer of the property. Depending on the developer, NOC application can either be made online or by the buyer and the seller both, or just the seller alone visiting the developer’s office.
Expected Time Frame: Based on the developer it can take 3 to 7 business days or more to get the NOC from the developer.
銀行より最終のオファーを受け取った売主はデベロッパーからの譲渡許可書を申請します。この申請方法はデベロッパーによって異なっており、売主と買主が双方の同席が必要な場合もあります。この手続きはデベロッパーによっては1週間以上かかる場合があります。
STEP 4
PROPERTY TRANSFER
所有権の移転
As soon as the NOC is issued by the developer, both the parties along with their respective agents, schedule to meet at one of the many RERA approved property registration trustee’s office for the transfer of the property. On this day both parties must carry all payments required and all personal and original documents required for the transfer of the property. Upon successful transfer of the property a new Title Deed is issued by Dubai Land Department under the buyer’s name and at the same time the buyer must hand over to the seller, the manager’s cheques amounting to the full value of the property.
不動産の所有権移転に関する許可書が発行されたらすぐに売主、買主の両者でＲＥＲＡのオフィスにて不動産移転の手続きを行います。この際買主は必要な支払額の小切手、売主は不動産の移転に必要な書類を携行する必要があります。
この手続きでは買主は必要額に相当する小切手を売主に手渡しし、ドバイの土地局より買主の名前にて不動産所有証明書が発行され移転が完了します。
Congratulations! The Transaction Is Completed And You Have Successfully Purchased Your Perfect Property With Bridges And Allies Real Estate Brokers. Our Journey With You Doesn’t End Here! We Continue To Stay Committed To Offer You Our Services And Expert Advice As And When You Need Us. We Look Forward To Being Your Lifelong Partner For All Your Real Estate Investment And Management Needs.
これで現金で物件を購入する場合の手順は完了です。ご不安点などございましたらいつでもお問い合わせください
CASH BUYER PURCHASING MORTGAGED
ローンが組まれている物件を現金で購入する場合
(7 steps procedure. Can take 6 weeks to 8 weeks)
STEP1
SECURITY DEPOSIT
手付金、保証金
As soon as the price and terms for sale and purchase have been agreed between the buyer and the seller, the buyer must issue a current dated security cheque from a UAE based bank, of the amount equivalent to 10% of the sale value to book the property. The security cheque is held by seller’s agent as a commitment from the buyer to the seller, to successfully complete the transfer of the property. The security cheque doesn’t get cashed and is returned to the buyer as soon as the transfer is successfully completed. Seller is entitled to forfeit the security cheque and cash it, in case the buyer is not able to successfully complete the transaction due to his own fault or breach of the contract. Similarly, if the seller is unable to successfully complete the transfer due to his own fault or breach of contract, then he will be required to pay to the buyer a penalty of an amount equivalent to the buyer’s security deposit cheque.
売り手との間で購入金額に合意が取れた場合、まず初めに購入金額の10%分の小切手を 発行する必要があります。UAEに拠点を置く銀行であればどの銀行でも可能ですが現在の日付で発行する必要があります。この小切手は売り手のエージェントが保管し即日現金化されることはありません。保管され現金化はされません。また契約が完了した際は購入者に返却されます。
また売主は、買主の過失や契約違反により取引を成功させることができない場合、セキュリティ・チェックを没収し、現金化する権利を有します。同様に、売主が自らの過失または契約違反により譲渡を成功裏に完了できなかった場合、売主は買主に対して、買主の保証小切手と同額の違約金を支払う必要があります。
STEP 2
FORM F – MOU
本契約 契約書Fへのサイン
Buyer’s offer to purchase the property is officially accepted by the seller once the seller counter signs the Form F, which first needs to be signed by the buyer upon making an official offer. By signing the Form F, both the parties enter a legal agreement to fulfill all the terms and conditions of the transaction. The Form F and the MOU is prepared by the buyer’s agent immediately upon receiving an offer from him that is verbally accepted by the seller.
契約書Ｆへのサインをもって正式に物件を購入する旨の意思表示となります。この契約書は弊社エージェントによって作成され、双方が合意した条件を書面にて確定します。またこの契約書へのサインをもって両当事者が取引を完了することへ法的な合意をしたことになります
STEP 3
SELLER’s LIABILITY LETTER
ライアビリティレターを申請する
As soon as the Form F and the MOU is signed between both the parties, the seller applies for the liability letter to be issued by his bank. The liability letter specifies seller’s outstanding loan amount against the property due to be paid by the seller to settle the loan.
Expected Time Frame: Depending on the bank, the liability letter can take between 10 to 15 business days.
最終契約書が署名された後、売主は自身がローンを組んでいる銀行に対しライアビリティレター（瑕疵担保責任証明書）を申請します。この証明書には売主のローン残高が記載されています。
銀行により異なりますがこの手続きには10-15営業日かかります
STEP 4
DEVELOPER’s NO OBJECTION CERTIFICATE (NOC) FOR TRANSFER
物件譲渡許可書の申請
Upon receiving the final offer letter from the bank, the seller immediately applies for No Objection Certificate (NOC) to be issued from the developer of the property. Depending on the developer, NOC application can either be made online or by the buyer and the seller both, or just the seller alone visiting the developer’s office.
Expected Time Frame: Based on the developer it can take 3 to 7 business days or more to get the NOC from the developer.
銀行より最終のオファーを受け取った売主はデベロッパーからの譲渡許可書を申請します。この申請方法はデベロッパーによって異なっており、売主と買主が双方の同席が必要な場合もあります。この手続きはデベロッパーによっては1週間以上かかる場合があります。
STEP 5
BLOCKING THE PROPERTY FOR MORTGAGE SETTLEMENT
ローン決済のため物件を保護
Upon obtaining the NOC from the developer, both the parties with their respective agents must meet at one of the many RERA approved property registration trustee’s office to block the property. At this stage, the buyer is required to hand over to the seller, a manager’s cheque addressed to the seller’s bank of the value as mentioned in the liability letter, for him to settle the outstanding loan. Once this process is completed the property gets blocked by Dubai Land Department across all government services such as Ejaari, DEWA, Dubai Municipality etc. making it non-eligible for sale or rent to any third party.
デベロッパーから NOC を取得した後、両当事者はそれぞれの代理人とともに、RERA が承認した不動産登記受託者の事務所に集まり、物件を封鎖する必要があります。この段階で、買主は売主に、売主の銀行宛に瑕疵担保責任証明書に記載されている金額のマネージャーズチェックを渡し、売主が未払いローンを決済する必要があります。この手続きが完了すると、物件はドバイ土地局によってEjaari、DEWA、Dubai Municipalityなどのすべての政府サービスでブロックされ、第三者への売却や賃貸が不可能になります。
STEP 6
SELLER’s MORTGAGE CLEARANCE LETTER
クリアランスレターの発行
Seller’s bank will issue a mortgage clearance letter upon receiving full settlement of his outstanding loan amount towards the property. The mortgage clearance letter will be addressed to Dubai Land Department and the Developer and will be handed over only to the buyer and not the seller. The buyer will also receive the original title deed of the property from the seller’s bank along with the mortgage clearance letter.
Expected Time Frame: Depending on the bank, the clearance letter can take between 10 working days to 15 working days.
売主の銀行は、物件に対するローン残高の全額を決済した後、モーゲージクリアランスレターを発行します。抵当権抹消許可書は、ドバイ土地局およびデベロッパー宛に発行され、売主ではなく買主の銀行のみに渡されます。買い手の銀行は、モーゲージ・クリアランス・レターと一緒に、売り手の銀行から不動産の権利証の原本も受け取ることになります。
この手続きは10～15営業日かかります。
STEP 7
PROPERTY TRANSFER
所有権の移転
As soon as the NOC is issued by the developer, both the parties along with their respective agents, schedule to meet at one of the many RERA approved property registration trustee’s office for the transfer of the property. On this day both parties must carry all payments required and all personal and original documents required for the transfer of the property. Upon successful transfer of the property a new Title Deed is issued by Dubai Land Department under the buyer’s name and at the same time the buyer must hand over to the seller, the manager’s cheque of the balance amount of the property.
不動産の所有権移転に関する許可書が発行されたらすぐに売主、買主の両者でＲＥＲＡのオフィスにて不動産移転の手続きを行います。この際買主は必要な支払額の小切手、売主は不動産の移転に必要な書類を携行する必要があります。
この手続きでは買主は必要額に相当する小切手を売主に手渡しし、ドバイの土地局より買主の名前にて不動産所有証明書が発行され移転が完了します。
Congratulations! The Transaction Is Completed And You Have Successfully Purchased Your Perfect Property With Bridges And Allies Real Estate Brokers. Our Journey With You Doesn’t End Here! We Continue To Stay Committed To Offer You Our Services And Expert Advice As And When You Need Us. We Look Forward To Being Your Lifelong Partner For All Your Real Estate Investment And Management Needs.
これで現金で物件を購入する場合の手順は完了です。ご不安点などございましたらいつでもお問い合わせください
FEES
PROPERTY REGISTRATION FEE – PAID BY THE BUYER
ドバイ土地局登記費用-買主様ご負担
Property Registration fee is fixed 4% of the sale value of the property payable to Dubai Land Department through manager’s cheque on the day of transfer of the property.
物件登録料は、物件売却額の4％です。物件譲渡日にマネージャーズチェックにてドバイ土地局にお支払いください。
ADMINISTRATION AND KNOWLEDGE FEE – PAID BY THE BUYER
管理費-買主様ご負担
AED 580 to Dubai Land Department as administration and knowledge fee through manager’s cheque on the day of transfer of the property.
管理費としてAED 580を、物件の譲渡日にマネージャーズチェックを通じてドバイ土地局に支払います。
MORTGAGE REGISTRATION FEE – PAID BY THE BUYER (APPLIES TO MORTGAGE BUYERS ONLY)
住宅ローン登録料 – 買主様ご負担（住宅ローン購入者のみに適用されます。）
Mortgage registration fee is 0.25% of the mortgage value plus AED 290, payable by the buyer to Dubai Land Department through manager’s cheque on the day of transfer of the property.
抵当権設定登録料は、抵当権設定額の0.25%＋AED290で、物件の譲渡日に買い手が小切手にてドバイ土地局に支払います。
MORTGAGE DISCHARGE FEE – PAID BY THE SELLER (APPLIES TO MORTGAGED PROPERTIES ONLY)
抵当権抹消費用 – 売主さまご負担（抵当権付きの物件にのみ適用されます。）
Islamic Mortgage
AED 1560 plus AED 315 is paid by the seller to Dubai Land Department as Mortgage Discharge Fee on the day of transfer of the property from seller to buyer.
イスラム抵当権
AED 1560 + AED 315を、売主から買主への物件譲渡日に、抵当権抹消費用として売主がDUBAI LAND DEPARTMENTに支払う。
Conventional Mortgage
AED 1290 plus AED 315 is paid by the seller to Dubai Land Department as Mortgage Discharge Fee on the day of transfer of the property from seller to buyer.
コンベンショナルモーゲージ（CONVENTIONAL MORTGAGE）
AED 1290 + AED 315 を、売主から買主への物件譲渡日に抵当権抹消費用として売主からドバイ土地局に支払います。
BLOCKING THE PROPERTY – PAID BY THE SELLER (APPLIES TO MORTGAGED PROPERTY BEING PURCHASED BY A CASH BUYER)
物件予約費用 – 売主様ご負担（ローン付きの物件を現金の買い手が購入する場合に適用されます。）
AED 1020 plus AED 525 is paid by the seller to Dubai Land Department as Property Blocking Fee on the day of blocking the property for mortgage settlement of the seller by the buyer.
売主が買主の抵当権決済のために不動産をブロックする日に、AED1020とAED525を売主からドバイ土地局にPROPERTY BLOCKING FEEとして支払う。
DEVELOPER’S NOC – PAID BY THE SELLER
NOC発行手数料 – 売主様ご負担
Developer’s NOC is payable by the Seller directly to the developer upon submitting the application the developer. It can range between AED 500 to AED 5000.
デベロッパーズNOCは、デベロッパーに申請書を提出する際に、売主がデベロッパーに直接支払うものです。AED 500からAED 5000の間で設定されます。
TRUSTEE FEE – PAID BY THE BUYER
受託者手数料 – 買主様ご負担
AED 4,000 is payable by the buyer in cash, manager’s cheque or credit card (if accepted) to Property Transfer Trustee as a Transfer Fee.
AED 4,000は、買主が不動産譲渡オフィスに現金、マネージャーズチェック、クレジットカード（受付可能な場合）で支払う必要があります。
AGENCY FEE – PAID BY THE BUYER
代理店手数料 – 買主様ご負担
As per the market practice a minimum agency fee of 2% of the sale value of the property is payable by the buyer to the agency through manager’s cheque on the day of transfer of the property.
市場慣行に従い、物件の売却額の2％を最低限とする仲介手数料を、物件の譲渡日にマネージャーズチェックを通じて買主がエージェントに支払う。
Note
- Either for residential or commercial real estate, 5% Value Added Tax (VAT) is payable for the above fees to each vendor as may be applicable.
- 5% VAT of the sale value of the property does not apply on the secondary sale and purchase of a residential property.
- Obligation of either the buyer or the seller for all the above fees is advised as per the standard practice in Dubai, UAE.
注
– 住宅用不動産または商業用不動産のいずれについても、上記の手数料に対して5％の付加価値税（VAT）が適用される場合があり、各ベンダーに支払う必要があります。
– 住宅用不動産の二次売買では、不動産売却額の5％の付加価値税は適用されません。
– 上記費用については、UAEドバイの標準的な慣習に従い、買主または売主のいずれかが負担することをお勧めします。
MANDATORY DOCUMENTS
必携書類
IF INDIVIDUALS
個人の場合
- Both parties’ original valid passport with visa page (if UAE Resident)
- Both parties’ original valid emirates ID (if UAE resident)
- Both parties’ original passport with date of entry stamp (if non-UAE resident)
- Original No Objection Certificate (NOC) from the property developer
- Original Title Deed of the property
- If signatory(s) of either or both parties’ is different than the owner(s) of the property, then the original and valid Power of Attorney (POA) to the appointed signatory is mandatory
– The POA must specify the rights to sell / buy the property and must also specify the property details for POA for sale.
– The POA is valid for 2 years from the date of issue for selling and 5 years from the date of issue for buying.
– For POAs prepared in UAE, must be attested from UAE Courts and legally translated into Arabic.
– For POAs prepared abroad must be attested from the Court of the country of origin, consulate of the country of origin, UAE consulate in the country of origin, legally translated in Arabic and attested
with Ministry of Foreign Affairs in UAE. - Original valid passport of the POA holder with visa page (if UAE Resident)
- Original valid emirates ID of the POA holder (if UAE resident)
- Original passport of the POA holder with date of entry stamp (if non-UAE resident)
– 両者の有効なパスポートの原本（ビザページ付き）（UAE居住者の場合
– 両者の有効なエミレーツIDの原本（UAE居住者の場合）
– 両当事者のパスポート原本（入国日のスタンプがあるもの）（UAE非居住者の場合
– 不動産デベロッパーからの異議なし証明書（NOC）の原本
– 物件の権利証（TITLE DEED）の原本
– 当事者のどちらか、または両方の署名者が不動産の所有者と異なる場合、任命された署名者への有効な委任状（POA）の原本が必須となります。
– POAは、不動産の売却/購入の権利を明記し、売却のためのPOAのための不動産の詳細も明記しなければなりません。
– POAの有効期限は、売却の場合は発行日から2年、購入の場合は発行日から5年です。
– UAEで作成されたPOAの場合、UAEの裁判所から認証され、アラビア語に法的に翻訳されたものでなければなりません。
– 海外で作成されたPOAについては、本国の裁判所、本国の領事館、本国のUAE領事館で認証され、アラビア語で合法的に翻訳され、UAE外務省で認証されなければならない。
アラブ首長国連邦の外務省で認証されたものであること。
– POA保有者の有効なパスポート原本（ビザページ付き）（UAE居住の場合）。
– POA保持者の有効なエミレーツIDの原本（UAE居住者の場合）
– 入国日のスタンプが押されたPOA保持者のパスポート原本（UAE非居住者の場合）
IF UAE BASED MAINLAND COMPANIES
UAEに拠点を置く本土企業の場合
- Original Trade License of the company
- Original No Objection Certificate (NOC) from the property developer
- Original Title Deed of the property
- Original valid passport with visa page and original valid emirates ID of the signatory or signatories (if UAE resident)
- Original passport with date of entry stamp of the signatory or signatories (if non-UAE residents)
- Authorized signatory or signatories of the company must be one of the following:
– All shareholders/owners/partners of the company as mentioned in the Trade License
– Legal Power of Attorney (POA) holder of the Company - If the authorized signatory of the company is a POA holder and not one of the shareholders of the company, then the original and valid Power of Attorney (POA), from the shareholder(s) to the appointed signatory is mandatory, which must specify the rights to sell and buy the property and must also specify the property details. For selling the property, the POA is valid for 2 years from the date of issue and for buying it is valid for 5 years from the date of issue.
– 会社の貿易許可証の原本
– 不動産デベロッパーからの異議なし証明書（NOC）原本
– 不動産の権利証の原本
– 署名者または署名者のビザページ付き有効なパスポート原本および有効なエミレーツID原本（UAE居住者の場合）
– 署名者または署名者の入国日のスタンプが押されたパスポート原本（UAE非居住者の場合）
– 会社の正式な署名者または署名者は、以下のいずれかに該当する必要があります：
– 貿易許可証に記載されている会社のすべての株主、所有者、パートナー
– 会社の法的委任状（POA）保持者
– 会社の正式な署名者が、会社の株主ではなくPOA保持者である場合、株主から任命された署名者への有効な委任状（POA）の原本が必須であり、不動産の売却および購入の権利と不動産の詳細が明記されていなければなりません。不動産売却の場合、POAは発行日から2年間有効であり、購入の場合は発行日から5年間有効です。
IF UAE BASED FREE ZONE COMPANIES
UAE ベースフリーゾーン企業の場合
- Original Trade License or Incorporation Certificate
- Original Incumbency Certificate or Shareholder’s Certificate (valid for 1 month from the date of issue and must show the names of all the shareholders and their shares until the ultimate shareholders “natural person”.)
- Original Memorandum and Articles of Association (must be legally translated in Arabic)
- Original No Objection Certificate (NOC) from the UAE Free Zone Authority
- Good Standing Certificate if applicable
- Original No Objection Certificate (NOC) from the property developer
- Original Title Deed of the property
- Original valid passport with visa page and original valid emirates ID of the signatory or signatories, if UAE resident
- Original passport with date of entry stamp of the signatory or signatories if non-UAE residents
- Authorized signatory or signatories of the company must be one of the following:
– All shareholders of the company as mentioned in the certificate of incumbency
– One of the shareholders of the company appointed by the board
– Legal Power of Attorney (POA) holder of the Company - If the authorized signatory is one of the shareholders appointed by the board then, original and valid board resolution signed by all the shareholders of the company will be required and it must mention the rights to sell and buy real estate.
– It must be attested by the Freezone Authority and legally attested and translated into Arabic - If the authorized signatory of the company is a POA holder and not one of the shareholders of the company, then the original and valid Power of Attorney (POA), from the shareholder(s) to the appointed signatory is mandatory, which must specify the rights to sell and buy the property and must also specify the property details. For selling the property, the POA is valid for 2 years from the date of issue and for buying it is valid for 5 years from the date of issue.
– 貿易許可証または法人設立証明書（原本
– 在職証明書または株主証明書の原本（発行日から1ヶ月間有効で、最終株主「自然人」までの全株主名とその株式が記載されていなければなりません。）
– 覚書および定款の原本（アラビア語で適法に翻訳されたものである必要があります。）
– UAEフリーゾーン当局からの異議なし証明書（NOC）原本
– グッドスタンディング証明書（該当する場合
– 不動産デベロッパーからの異議なし証明書（NOC）の原本
– 物件の権利証の原本
– UAE居住者の場合、署名者または署名者のビザページ付きの有効なパスポート原本および有効なエミレーツID原本。
– UAE非居住者の場合、署名者または署名者の入国日のスタンプが押されたパスポートの原本
– 会社の公認署名者または署名者は、以下のいずれかに該当する必要があります：
– 在職証明書に記載されている会社の全株主
– 取締役会により任命された会社の株主の1人
– 会社の法的委任状（POA）保有者
– 権限のある署名者が取締役会によって任命された株主の一人である場合、会社の全株主によって署名されたオリジナルの有効な取締役会決議が必要となり、不動産の売買の権利について言及されていなければなりません。
– また、この決議には、フリーゾーン当局の認証、法的認証、アラビア語への翻訳が必要です。
– 会社の正式な署名者がPOA保持者であり、会社の株主ではない場合、株主から任命された署名者への有効な委任状（POA）の原本が必須であり、不動産の売買の権利を明記し、不動産の詳細も明記しなければなりません。不動産売却の場合、POAは発行日から2年間有効であり、購入の場合は発行日から5年間有効です。
IF OVERSEES OFF-SHORE COMPANY
オフショア法人の場合
**Off-shore companies who intend to buy properties must register first in Dubai – Free Zone; NOC is required from Dubai Land Department (DLD) if the buying company (Dubai registered) has an offshore company shareholder.
**All oversees off-shore company docs should be attested from the consulate of the country of origin and UAE consulate in the country of origin, legally translated in Arabic and then attested with Ministry of Foreign Affairs in UAE.
- Original Trade License or Incorporation Certificate
- Original Incumbency Certificate or Shareholder’s Certificate (valid for 3 months from the date of issue for selling and 6 months from the date of issue for buying. Must show the names of all the shareholders and their shares until the ultimate shareholders “natural person”.)
- Original Memorandum and Articles of Association
- Original No Objection Certificate (NOC) from the UAE Free Zone Authority
- Good Standing Certificate if applicable
- Original No Objection Certificate (NOC) from the property developer
**購入会社（ドバイ登録）がオフショア会社の株主を持つ場合、ドバイ土地局（DLD）のNOCが必要です。
**オフショア会社の書類は、すべて本国領事館および本国UAE領事館で認証され、アラビア語に翻訳された後、UAE外務省で認証される必要があります。
– 貿易許可証または法人設立証明書（原本
– 在職証明書または株主証明書の原本（売却の場合は発行日から3ヶ月間、購入の場合は発行日から6ヶ月間有効。最終株主である「自然人」までの株主全員の氏名と持株数が記載されていること)
– 覚書と定款の原本
– UAEフリーゾーン当局からの異議なし証明書（NOC）原本
– グッドスタンディング証明書（該当する場合
– 不動産開発業者からの異議なし証明書（NOC）原本
– 物件の権利証の原本
– UAE居住者の場合、署名者または署名者のビザページ付きの有効なパスポート原本および有効なエミレーツIDの原本。
– UAE非居住者の場合、署名者または署名者の入国日のスタンプが押されたパスポートの原本
– 会社の公認署名者または署名者は、以下のいずれかに該当する必要があります：
– 会社の在職証明書または株券に記載されている会社の全株主。
– 取締役会により任命された会社の株主の1人。
– 会社の法的委任状（POA）保持者。
– 権限のある署名者が取締役会によって任命された株主の一人である場合、会社の全株主によって署名されたオリジナルの有効な取締役会決議が必要となり、そこには不動産の売却と購入の権利について言及されていなければなりません。
– 取締役会決議は、本国の領事館、本国のUAE領事館で認証され、アラビア語で合法的に翻訳され、UAEの外務省で認証されたものでなければなりません。
– 会社の正式な署名者が、会社の株主ではなくPOA保持者である場合、株主から任命された署名者への有効な委任状（POA）の原本が必須であり、不動産の売却および購入の権利を明記し、不動産の詳細を明記しなければならない。不動産売却の場合、POAは発行日から2年間有効であり、購入の場合は発行日から5年間有効です。
– UAEで作成されたPOAは、UAEの裁判所で認証され、アラビア語に法的に翻訳されたものである必要があります。
– UAE国外で作成されたPOAは、本国の裁判所、本国の領事館、本国のUAE領事館で認証され、アラビア語で合法的に翻訳されたものである必要があります。
UAEの外務省で認証される必要があります。